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Car collisions usually carry legal consequences
in proportion to the severity of the crash. Nearly
all common law jurisdictions impose some kind of
requirement that parties involved in a collision
(even with only stationary property) must stop at
the scene, and exchange insurance or identification
information or summon the police. Failing to obey
this requirement is referred to as hit and run and
is generally a criminal offence. However, most claims
are settled without recourse to law. In this case,
assuming that both parties carry adequate insurance,
the claim is often handled between the two insurers.
There may be financial penalties involved, such
as an excess or deductible payment and a loss of
a no-claims bonus or higher future premiums... |
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